In South Africa there are a lot of Micro finance institutions that offer quick loans that you can used as a pay day loan or consolidate your debt at the end of the month.
Micro loans are payable with a period of 30 days, you can take up a 1000 and pay it at with in 10 days depending on the interest of the loan provider.
Micro Lenders that can help get a loan are: RCS personal loans, King Cash Loans and Finance, Real People Loans, SA Multi Loans etc.