British Airways Credit Card
You will never go wrong with one of the largest banking airlines in the world, our initiatives are there to give the people of South Africa the best of financial services.
About – British Airways Credit Card
The people of South Africa deserves better, on banking, shopping, travelling and any other activities that need funds. The British Airways have now partnered with ABSA bank to give South African bankers a unique experience on travel and shopping.
South Africans can now have the British Airways credit card an initiative that is meant to give people a stream of credit facilities that are cheap, reliable and accessible.
The British Airways credit facility is a vital credit solution for clients who look to be travelling from South Africa to other countries around the globe. The credit card, like any other cards it gives cyclical credit access to the holders but the particular part of the credit card is its advantages to travellers.
The British Airways credit card will give clients Avios rewards whenever one uses it for flight tickets and anything related to travelling. The company makes sure that your travel becomes secure and financially backed with this particular credit provision.
WHERE ELSE CAN THE BRITISH AIRWAYS CREDIT CARD WORK?
The credit card is widely accepted around the globe. In addition to being used by the airlines, you can use the British Airways credit card at many places ranging from shopping, paying bills, and shopping.
The British Airways credit card is the only major exception being that it has many advantages on international transactions.
British Airways credit card will give you the freedom and ease your transactions on holidays, business trips and family visits to the diaspora.
IS THE BRITISH AIRWAYS AVAILABLE TO ALL BANKERS?
There is an application criterion that ABSA puts as an issue of British Airways credit cards in South Africa.
Similar to all other credit facilities like loans, vehicle finance and debt services, the credit cards will need applicants to meet minimum requirements.
Generally, applicants who hold current accounts with the bank will be able to obtain the British Airways credit card, all that they need to do is to meet the minimum income requirement of R8 000 per month before making an application.
HOW ARE THE COSTS ASSOCIATED WITH BRITISH AIRWAYS CREDIT CARDS?
ABSA issue British Airways credit cards within similar costs to those of other credit cards. However, there might be a slight variation in the amounts charged for each applicant.
The credit cards are initially charged with a once off fee that is meant to facilitate the joining. Also, from there, applicants will be charged a flat service fee for the credit facilities that will be provided after that.
The card comes with a 60-day grace period where applicants will not be charged interest rates on the amounts used. However, when clients fail to settle the full amount within the grace period, they will be charged interest based on the whole amount borrowed. Interest charges will be determined by the time the client takes to settle their debts.
WILL CREDIT CARD HOLDER ACCESS FOREIGN CURRENCY IN OTHER COUNTRIES?
Just like citizens of other countries access Rand in South Africa, South Africans will be afforded the same opportunity when they travel abroad.
Your British Airways credit cards will give you access to foreign currency that is equivalent to the limit of your credit in South African Rands. That is if your credit card gives you a credit facility of R40 000. When you travel to Chicago, you will access US$ that is equivalent to R40 000.
The money can be obtained from an ATM or till points where the card will make a quick currency conversion upon the request. With the British Airways credit cards, there is no need to worry about your finances as we get you covered.
HOW DO WE OBTAIN BRITISH AIRWAYS CREDIT CARDS?
Our credit cards are issued by ABSA in association with the British Airways airline company and so the requirements have to be met on both parties.
The applicants of the credit card will need to be South African residents who earn a minimum income of R8 000 per month which is received through the bank. The application will need applicants to submit their identity documents, proof of residence and income in addition to a recent payslip from the current employer.
After that, clients will need to make an online application through the British Airways credit card application portal accessed from the British airways website. The application will require applicants to fill their personal and financial information before submitting documents. When the application is successful a consultant will reach out and give directions for the collection of your credit card.