Classy brings satisfaction to the people who have achieved a few more things in life, and so the banking services should offer a few more extra for such people.
About – Diners Club
The Diners Club brings classy financial services to the South African achievers, giving them the respect and honour they need through the provision of high-quality credit card service.
The Diners Club needs the achievers to keep achieving for the development of our nation, and this is why we keep empowering them with funds they need to ease up their quest to reach goals. Our credit cards are simply the best way to access high amounts at low costs.
WHO ARE THE DINERS CLUB CREDIT CARD PROVIDERS?
The Diners Club is a segment of Standard bank where managers, business people and other professionals are catered for. Just like the dining area where revellers are served on their couches, we bring banking services to their offices.
The Diners Club allow high-income earners to obtain high credit that is in line with their incomes. Also, making sure that their business and related financials can be carried flawlessly. The credit facility is simple and similar to all other types of credits except the amounts and credit limits it provides to clients.
WHAT DOES DINERS CLUB CREDIT CARD OFFER?
The Diners Club credit card offer vast opportunities to holders. On top of providing vast amounts of credit. The card will allow applicants to add secondary credit cards that can be given to family members and loved ones at free of charge.
Unlike other companies that issue credit cards at costs, Diners Club credit card comes with no initiation costs, and all our applications are made for free. Thus a credit facility that gives you financial freedom, giving your ability to explore your dreams with the finance you need.
Our people can now say goodbye to the use of personal loans and other small business loans with the use of Diners Club credit cards.
WHAT IS THE COST OF DINERS CREDIT CARD?
The card cannot be compared with the majority of credit cards provided out there. This comes with very low and insignificant costs when one considers the amounts that its holders can access.
Firstly, clients are not charged on obtaining the card at all, and our credit card does not have an issue or initiation fees. Secondly, the service fees are very low, for amounts that reach up to R250 000. Our clients will need to contribute only R100, a fee which is insignificant to the numbers that the credit card provides to the clients.
Clients will be allowed to go for 55 days without going into the interest range. However, once the grace period has passed without the applicant making full payment of the credit facility, interest rates will be charged depending on the credit scores of the applicant.
WHO ARE THE TARGET CLIENTS FOR THE DINERS CLUB CREDIT CARD?
The first of the criteria that prospective dinners club credit card applicants should meet is being a member of the same club. The Diners Club members are the executive banking members and to qualify for that, people will need to satisfy individual income and documentary requirements.
The dinners club is made for the people that have a significant tax contribution as individuals, and so there will be a need to verify their tax-related documents.
The Diners Club credit card is only issued to individuals who make an annual personal income that exceeds R500 000, and the revenue should be received through current accounts.
CAN I APPLY IF I’M BANKED WITH ANOTHER BANKING INSTITUTE?
Joining the Diners Clubs’ credit card does not matter where the applicants are banked; the primary purpose of the credit card is to give people what is relevant enough for their activities.
Clients will need to meet requirements to access the card, and none of the conditions will reserve applicants from other banks.
The Standard bank makes it its plight to cater for a vast number of executives and other professionals under the branch of its credit services.
All Diners Club credit card applicants should be South African citizens and foreign citizens who hold valid permits. These applicants should be adults above the age of 18 years at the same time, having a regular income that exceeds R500 000 per year through the banking system.
The applicants will need to submit the following documents during the application process
- A certified South African national identity document or passport
- A tax number or South African Revenue Services payslip
Proof of residential address that is not older than three months
- Three months stamped bank statements
HOW TO APPLY FOR DINERS CLUB CREDIT CARDS?
The application can be done online or by visiting one of the Standard bank branches that are spread nationwide.
The applicants will need to fill their information before submitting the required documents. Once the credit card facility is approved, the applicant will need to visit the bank with their documents in order to collect the card.
In that way, Diners Club will be your resourceful financial room for your everyday needs.