As your bank of choice, the First National Bank will never get tired of providing you with the banking and financial services you need.
About – FNB
Our name has been called on all the nine regions of our country, and so we have answered your calls with reliable financial services. Our services are our lifetime pledge to the residents of South Africa, and we will be there anytime anywhere, providing financial solutions when it matters.
Credit cards, personal loans, property finance, are just the tip of an iceberg of everyday solutions to the people. Being a client of the First National Bank means more of everything everywhere you go.
DISCOVER FIRST NATIONAL BANK (FNB) CREDIT CARDS
The First National Bank gives you more variety, with us range means the relevance of commercial credit facilities. The bank offers South Africans an option to five types of credit cards, depending on your income and needs you will be able to take credit to the amount of R500 000.
Our credit cards come in the form of Gold cards, premier cards, private wealth, private clients and petrol cards. These are issued in various amounts to clients who have an annual income that ranges for R84 000 going up. The First National Bank credit cards are issued to meet the various requirements of South Africans, making sure that the relevant finance needed is available at all times.
FIRST NATIONAL BANK CREDIT CARDS?
The First National Bank credit cards are there to empower the applicants with unlimited opportunities, for our clients, there are many reasons why they love the way we do business.
Firstly, our credit cards give clients large sums of money on which they can spend and have an extended ability to carry their daily activities.
The First National Bank credit cards have extended access to finances in the nation and abroad, we have made sure that our clients will be financially backed everywhere they go, be it in Europe, America or other continents.
ARE CREDIT CARDS ACCESSIBLE TO CLIENTS FROM OTHER BANKS?
The company tries to simplify the work of the credit team at the same time making responsible credit provisions. It is simple for people who hold current accounts with First National Bank to obtain credit cards as their information and documents are already in the database.
A bank account backs all First National Bank credit cards with the bank. Our clients are not reserved from owning another bank account with another bank. The purpose of acquiring credit cards there has to be a bank account with First National Bank where monthly salary deposits pass through.
HOW LONG DOES IT TAKE TO OBTAIN FIRST NATIONAL BANK CREDIT CARDS?
The First National Bank offers a variety of credit cards and the time taken to obtain one will depend on which card is the client applying for.
To add on that, how applicants manage to organise their documents and follow relevant application procedures will also save the time our credit team takes to process the applications.
On average, our credit cards will take three working days from application to approval. After that, a client can collect the card on the day they wish to do so.
CAN BLACKLISTED PEOPLE OBTAIN CREDIT CARDS?
The First National Bank works in line with several credit risk measures that are taken to ensure responsible lending amongst our credit services. The bank will provide credit card services to applicants who are deemed fit to make repayments. The applicant is suitable or not is initially determined by their credit scores.
Our credit cards might cover clients with low credit scores, but when it becomes more inferior to the extent of being blacklisted, the institution will not be able to help.
Our credit score will determine the number of credit limits that you obtain in addition to the charges that will apply to your account when the 55-day grace period passes.
The more straightforward way of obtaining the First National Bank credit cards is to open a current account with the bank and when your age goes beyond 18 years with the account receiving monthly incomes that accumulate to more than R84 000, your credit card opportunities will be unlocked.
The applicants should be South African residents who have a regular income that is received through the bank.
Applicants will be required to submit the following documents during the application phase.
- An identity document
- Three months stamped bank statement
- Proof of residential address
- Latest pay slip from the current employer
APPLYING FOR FIRST NATIONAL BANK CREDIT CARDS
The First National Bank credit cards are simply applied online; one will need to log onto the portal through the website. Applicants will be required to open an account or log onto the account if they already have one.
It is from that account where documents are submitted prior to making applications. The credit cards can also be applied at our branches, here applicants will need to visit the nearest branch with documents before they can be assisted with the full application.
Once the card is granted, you can access a wide range of credit and benefits with our credit cards.