Getting an educational funding has proved to be a real problem for many students who are taking their studies in South Africa.
About – Just Money
There are large numbers of students who enrol with our institutions of higher learning every year. There has been an increased completion and pressure on the companies that issue student loans in the country.
From NASFAS and banks to the South African Government, there is a tight competition. With that, student loan applicants should opt to make applications through an organisation that have a good connection and access to the providers of student loans in the country.
With Just Money, you will efficiently and quickly realise your student loan needs, giving you the ability to explore your dreams with no limits.
WHO IS JUST MONEY?
Just Money is a financial and loan broker that operates to bring loans and financial services to the desk of South Africans.
On all your personal loans, short-term loans, quick loans and student loans. Just Money has made sure that you access your needs in time with simplicity. Over the years of providing information to loan and financial services stakeholders, we have improved our services to cater to a vast number of clients with pre-assessed providers.
The organisation allow students and other applicants to compare and make applications for valuable student loans that are issued in South Africa.
WHAT STUDENT LOAN PACKAGE DOES JUST MONEY OFFER?
Just Money allows students from all walks of life to acquire student loans that go up to R350 000 in loan values.
We cater to students who are enrolled or prospective students for institutions that are registered to offer tertiary education in South Africa. The institutions might be public or private universities; we will always have something that will match your requirements.
In addition to providing guidance and facilitating the student loan application, the Just Money staff also offer free advice to the clients. With this, we make sure that our clients do not get tempted with defaulting student loans.
WHY STUDENT LOANS THROUGH JUST MONEY?
When they say “it’s tight”, they mean it. It is not easy for students to obtain loans on their own nowadays. Through Just Money, your application will have a higher chance of striking a big deal for your future.
Our services come with no costs, unlike other financial brokerage companies that will charge a fortune for a simple loan application. Just Money does it for your good.
The Just Money team will not leave you to struggle with repayment when you obtain a loan. We will provide other necessary services that will empower you to complete your repayments without disturbing your studies. Thus, at Just Money, we care for the well-being of the students.
HOW LONG DOES IT TAKE TO OBTAIN STUDENT LOANS?
The providers of student loans usually take applicants through a lengthy assessment, making sure that the applicants are students.
However, with Just Money the student loan application will be shortened and made more accessible, the applicants can obtain the loans within two weeks.
HOW ARE THE STUDENT LOANS REPAID?
Unlike personal loans that come with a similar form of repayment, student loans issued in the country come with various types of repayments.
The repayment wholly depends on the aims of the issuer and the time on which they will be looking to recoup funds to finance other applicants. Most of the loans obtained through Just Money take the form of monthly repayments that are done during the term of the study.
Other student loans also come with repayments that only needs interest payments during the term of the study before making monthly instalments when the student has graduated. A few of the student loans will require applicants to make repayments when they find a job.
The applicants of student loans that are offered via our platform should be students or guardians of students who are learning at a registered tertiary institution in South Africa.
The applicants will need to be resident in South Africa in addition to having regular bank accounts with the South African banking system.
The applicants should also have a good credit score to improve their chances of obtaining the student loan. With that, the following documents will be required during the application process.
- A South African national identity document or a valid passport with a permit
- Proof of residential address that is not older than three months
- Three months’ stamped bank statement
- Proof of registration at the relevant tertiary institution
statement of academic results
- Latest pay slip where the applicant is a guardian or working student
HOW DO I APPLY FOR STUDENT LOANS THROUGH JUST MONEY?
The student loans are applied online through the student loan application portal which is accessed through our website.
The applicants will be required to submit their information and documents prior to submitting their applications.
From there, the Just Money team will do all the relevant work to make sure that you access student loans.